Saturday, June 25, 2011

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  • nogc12
    07-19 12:42 AM
    Signed up mothly contribution from july.

    Atleast with the current visa bullettin change has eased the worry of a lot of people if not all. Also get the satisfaction that we are doing something to improve our situation.

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  • dval_dpal
    12-11 07:26 AM
    I got my loan approved in April 2010 from Wells Fargo, the under writer created some problems but my loan officer gave them references of prior loans getting approved for people on AOS so it worked out well in the end. I know a lot of people who's loans were approved (both conventional and FHA) and were on AOS. All the best hope everything works out well for you.

    i sent all documents to loan officer at wells fargo for refinance. I sent I-140, EAD copy for immigration documents. just got email from loan office that he received my file back from underwriter and ask for greencard copy front and back as underwriter said EAD is not acceptable (Employer can not sponsor borrower).

    could anybody please tell me what to do now?

    thank you:(

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  • hiralal
    05-29 12:05 AM
    if your loan is denied while on EAD ..count yourself as lucky !!!
    my advice careful before you take a plunge when on EAD or on temporary visa (H1).
    MONDAY, MAY 25, 2009
    The Housing Hurricane Will Howl Again
    This is only a lull in the housing hurricane.

    WE'RE OUT OF THE EYE OF THE HURRICANE, but here comes the back half of the storm. A lot of people think that we've seen the worst of the housing crisis. They're talking about green shoots and glimmers of hope, when they should be back in the storm shelter, preparing for a flood of inventory that will overwhelm the markets and produce another round of falling prices

    For the past few months there has been a semi-moratorium on foreclosures. Most institutions with delinquent mortgages didn't foreclose. The signs that blanket many neighborhoods have been posted by a fraction of the lenders. Now the rest of the banks are rushing to get their properties on the market.
    Christoph Hitz for Barron's
    We're still supporting misguided programs that only add to inventory woes. They encourage builders to put up more homes and penalize anyone else trying to sell a home.

    As a Florida real-estate broker who works with bank asset managers to dispose of foreclosed properties, I get a good view of this market. From December 2008 through mid-March 2009, the number of asset managers calling to discuss REO (real estate owned) properties on their client banks' books dropped by more than 80% from the level at which it previously had been running. In the past two months, however, asset managers have been busy, with most interested in how many properties we could handle at once.

    Law firms for banks are once again lining up to file foreclosures and to process evictions. The asset managers we work with have warned us to expect a flood of properties, beginning in early June. This will hit as the number of potential buyers continues to dwindle. Builders, traditional sellers and investors who entered too early are already loaded with REO properties.

    ALL OF THE OBAMA administration's attempts to revive, resuscitate and shock the housing markets into recovery have failed. Potential buyers can't purchase homes when they are losing their jobs, regardless of how attractive the credits and mortgages are. The price of homes will continue to fall until the properties are affordable for potential buyers.

    If an investor could purchase a home and rent it out for close to breakeven, we might be getting close to a bottom. But we are nowhere close to that level in most critical markets. Until it is approached, prices will continue to fall. In fact, the negative cash flow now evident, along with the flood of properties coming into the inventory pool, warn of lower prices.

    There's no light at the end of the tunnel yet. We're still supporting builders through misguided programs that are only adding to the inventory woes. California decided to offer a $10,000 credit to buyers of new homes, on top of the $8,000 federal credit. But California made the $10,000 available only for new homes purchased directly from builders. That shows the power of the builders' lobby, but it only adds to California's housing-industry problem. It encourages builders to construct dwellings we don't need, and it penalizes anyone else trying to sell a home.

    Housing inventory soon will flood a market in which more than 500,000 homes are being built each year, even though the annual sales pace for new homes is closer to 300,000. We must also deal with a system clogged with impossible short sales, a surge of second and vacation homes being dumped, and third-wave flippers realizing that they entered the market too soon.

    FOR THE BANKS, the back half of the hurricane will destroy balance sheets, unless the Obama administration comes up with another plan to mythically mark these assets on the books. Or we might see some chimerical plan to write down mortgage payments, or move toxic mortgages into a dark pool, or create some new illusion that glosses over the problem.

    Our experience with banks' selling REOs is they realize about 50%-75% of what they initially think they will get. Moreover, their expenses to bring these properties to market and manage them are growing. Court systems bogged down with foreclosures are raising fees so that they can hire additional staff. More and more homeowners being evicted are stripping homes to the bone, removing appliances, fixtures, carpet, cabinets, air handlers, motorized garage-door openers and anything else that they can carry off or sell.

    Unemployment presents a two-pronged problem. If homeowners lose their jobs, they have difficulty meeting mortgage payments. And a high jobless rate forces more people to put their homes on the market.

    During the housing bubble, many second homes were purchased with the mythical equity from primary residences. These second homes are coming onto the market at an alarming rate, as many middle- and upper-class sellers need to raise cash. In some very exclusive private communities in Florida, where home prices are in the seven figures, more than 50% of the homes are on the market. (For more on the vacation-home market, see Cover Story.)

    Unfortunately, there are no signs of recovery, despite the hype and the twisting of numbers in many media reports. The end of the unofficial moratorium on foreclosures, combined with rising unemployment, signals that the back half of this housing hurricane is only just beginning.

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  • JunRN
    10-03 11:50 PM
    Yes, I am from Philippines.

    Just read Matthew OH's website confirming with a ? the 800,000 figure. If the 800,000 figure is true, then be prepared to renew our EAD more than 2 twice.

    I still have reservations until official figure from USCIS comes out.


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  • Ramba
    04-28 11:11 AM
    As far as I remember, I (from California) was able to renew the license by mail. I did not have to go to DMV. So, these issues about I-797/I-94 needed for DL, are they coming up during a new DL or during renewal of license?

    Howz DL procedure in CA for 485 guys? I do not have H1B any my I-94 expired long time back. I have out of state licensce that expires in 2011 only. If I want to take CA DL, will it be a easy process? For how many years they give DL for 485 guys?

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  • gc_maine2
    07-19 02:06 PM
    Contributed $100 today, earlier contribution $50.

    Order Details - Jul 19, 2007 2:28 PM EDT
    Google Order #464374160968946


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  • satyasaich
    03-08 01:34 PM
    please call me

    It keeps saying that the page cannot be displayed. Requesting for some expert's tips.

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  • diptam
    07-06 10:27 AM
    See we can't work for bypassing "name check" process - we can work for improving the process !

    There is nothing personal - i'm already backlogged !

    Tell us the same thing when your application gets stuck for a decade on name check. Good luck!!!


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  • nivasch
    03-02 03:20 PM
    I found this Information:

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  • gconmymind
    03-18 01:16 PM

    The H1B holder is ELIGIBLE for the stimulus package since he/she has SSN. He won't be able to claim the benefit for spouse if the spouse does not have SSN.

    So just because spouse does not have SSN does not mean that the H1B holder becomes ineligible to receive the benefit. H1B will get $600 for himself/herself as long as he/she has filed IT returns.

    Can you show us the source of your information? It is very clearly written on the IRS website that if Married and filing jointly, both need to have SSN. If one spouse has ITIN, you will not get ANY rebate.


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  • sundevil
    07-19 02:43 PM
    I have a question about a unique situation of getting stuck in BEC and applying 485 with a newer PERM case. If LC is stuck in BEC at this time, but the person has a new PERM+140 from a different location and applies 485. Can this person change the priority date of 485 when the old LC from BEC gets approved, and 140 approved, to the BEC PD?

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  • smitin_2000
    03-04 08:08 PM
    I also had lud on my I-485 on 12/05/08, my pd is oct'06 - EB3 I


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  • punjabi
    09-10 08:59 PM
    Its shocking!!! They've foolishly approved many 2006 cases and dont tell me it was unpredictable and now ppl with 2003 r still logical is this? A bunch of A** H**** working there or what?

    I know, this is very illogical. And very upsetting for the people who are waiting for a long long time. Hopefully, we'll see a shine in the clouds this year. A lot of people are aware now and have stood up against the "injustice" since last year, mainly through the efforts of IV.

    And I strongly believe that higher is the volume of the prayers, sooner they get answered.

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  • shana04
    07-14 08:04 PM
    Heck all I am asking for is $5.00 ;) A meal at Burger King these days will cost you more :)

    I have mailed a check for $10.00, check is on its way.

    Thanks for taking initiative ;)


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  • laborchic
    05-06 11:55 AM
    Called first 7 from the list

    Brown, Gregg, Lugar, Enzi, Graham, Hatch Cornyn, Kyl

    Will try to get to the rest of them later in the day.

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  • diptam
    12-18 12:33 PM
    My lawyer received it on Dec 16th - they said that they need at least 2 weeks to answer the RFE. They also mentioned that the RFE doesn''t ask for any specific paperwork , its like a Question-Answer Form.

    a) Why do you need this guy
    b) Can you find an american instead of this guy
    c) How you benchmark performance in the company


    diptam : Whether your I-140 is approved now?


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  • qualified_trash
    01-03 04:28 PM
    Sure, I dont think there is any one correct answer for this dilemma. Most of us are going to base our decisions on our personal circumstances and hope that they turn out correct in the long run :)
    you hit the nail on the head......... :-)

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  • mukraw6
    09-24 02:30 PM
    VPARAM, can you pls tell me the procedure/process of opening a company? You can PM me if you want pls.

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  • needhelp!
    09-11 03:38 PM
    Thats the spirit!

    I managed to get a red-eye back from CA on Monday... so I will see you guys on Tuesday for the rally.

    Go IV,

    Manish Jain

    04-30 02:35 PM
    Somebody starts to speak.

    02-18 03:22 PM
    please contribute with points...
    stop this Eb2, Eb3 thing and let everyone get a chance to get GC.

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